Claims Overview

We typically offer claims-made policies. The policy is in force from the effective date, but if you have selected to purchase retroactive (tail) coverage, you will be insured for those claims arising from occurrences subsequent to the retroactive date and subject to the knowledge and reporting provisions of the policy.

At CMLP, it is the company’s intent to litigate each and every claim. Litigation is a very unpleasant experience for most individuals. At CMLP we work hard to ensure a smooth litigation process for everyone we defend. Our legal defense team has the experience and knowledge necessary to handle the complex medical and legal issues that arise during the course of a claim. We believe that the vast majority of claims are not meritorious in their final analysis, and if brought to trial, the defense will prevail.

The success of CMLP is in large part due to an experienced Executive Board, physician-staffed underwriting committee, sound investment policies, excellent defense counsel, and teamwork between the Underwriting and Claims departments.