Back in the early 21st Century, the American Medical Association compiled a list of “judicial hell holes”. Texas was one of those states due to a tort system that was out of control. The situation became so dire that one out of every four doctors had a medical malpractice claim filed against them each year. While the majority of these claims were not meritorious, each frivolous claim was costly to defend. As a consequence, the number of insurance carriers offering to write medical malpractice dropped drastically. The carriers that were left started charging astronomical rates and non-renewing many of their Insureds. As a result, doctors started leaving the state. At one point, over 100 Texas counties did not have a pediatrician and over 154 counties did not have an obstetrician.
It was during these harsh times that members of the medical community joined together to come up with a solution. The goal was to create a professional liability insurance company that would serve and support the needs of the physician. Of utmost importance was to develop a quality product that was affordable and positioned to aggressively defended its physician insureds. As a result, Centurion Medical Liability Protective was created.
Centurion writes medical professional liability insurance coverage for its members.